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No Credit Needed Financing

Taft's No Credit Needed Option

From Progressive Leasing

With over 15 years of experience in difficult credit solutions, Progressive Leasing has developed a hybrid lease/purchase supplemental program which can approve an applications regardless of your credit history.

Apply for No Credit Needed Financing

Frequently Asked Questions

What Do I Need To Apply?

Approvals are based on two factors. Approval is not guaranteed:
  • You must be at least 18 years of age with a valid social secuirty number or ITIN.
  • You must have a valid bank account and be able to provide routing and checking numbers as well as have a have a credit or debit card.

What is the interest rate?

Since this is a lease/purchase program there is no interest rate.

How long is the lease agreement?

All lease/purchase agreements are 12 months.

Are there any buyout options?

Progressive offers early buyout options to customer who wish to own the merchandise outright before the 12 month term has expired. There are two buyout options:
  • 90 Day Purchase - You pay only the leased amount and the initial payment.
  • Early Buyout Option - if you wish to own the merchandise outright after 90 days has elapsed, you may purchase it at a discounted price of the total balance.

Initial Payment:

There is a first payment of $49, plus tax, which is collected after you have been approved.
Service described is a rental – or lease purchase program provided by Prog Leasing, LLC or its affiliates. The initial payment is $49. All remaining lease payments will be determined by the cash price of the leased item and the frequency of payments. You will not own the leased merchandise or acquire ownership rights unless you make 12 months of payments or exercise an early purchase option. Not all applicants are approved. See lease for details.

Where do I send my payment?

Payments will be automatically deducted from your banking account on every date that you are paid by your employer. If you are interested in exercising a buyout option you may contact Progressive Leasing at 1-877-898-1970.

Who should I contact if I have questions about my account?

If you need to contact them for any questions regarding your account, including changing your address or telephone number, Progressive may be reached at 1-877-898-1970.